Roof Inspector Requires New Roof Fha

An fha appraiser is required to view the roof but does not specifically have to step out onto the surface of it.

Roof inspector requires new roof fha.

To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof. That said it s important to note that fha appraisers are not necessarily trained experts on roofing issues nor is the appraiser required to step onto the roof to inspect it further. One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced. Census bureau found that the cost to get your roof replaced was about 6 800.

This of course is a judgment call that the appraiser is required to make. The appraiser must observe the roof to determine whether there are deficiencies that present a health and safety hazard or do not allow for reasonable future utility. If the inspection reveals the need for roof repairs and the. For a federal housing administration fha loan to be approved the home must pass an fha inspection and appraisal.

That means it must be worth the purchase price and have such basics as electricity drinkable water adequate heat a stable roof fire exits and more. The appraiser must inspect the attic for evidence of possible roof problems. The borrower must take it upon themselves to have a home inspector look over the roof and other critical areas of the property there may be issues not immediately noticeable that an inspection would catch that do not appear on the fha appraisal report. The roof cannot have more than three layers of roofing.

In a 2017 american housing survey the u s.