Roofing Deductible Texas

The responsibility to pay the deductible is the homeowner s.

Roofing deductible texas.

This new law will help further protect consumers said texas insurance commissioner kent sullivan. Waiving insurance policy deductibles you scratch my back and i ll scratch yours has been common place in texas since 1989 and came about as the result of a poorly worded statute passed that same year that contractors have basically ignored. Hb2102 is the deductible law that went into effect on september 1st 2019. Under texas house bill 2102 approved in the most recent legislative session roofing contractors who offer to waive a homeowner s deductible on their property insurance policy could face jail time.

A new state law makes it clear that it s illegal for a contractor or roofer to waive an insurance deductible. Roofers who waive deductibles are cutting corners. It is a clarification and more carefully worded version of the years old law. Abbott is designed to end the illegal.

The department of regulatory agencies states that it is illegal for the contractor to contribute to a homeowner s deductible. What the hb2102 deductibles law means for roofers. Contractors who have broken the 1989 law by waving deductibles primarily roofing contractors are known as deductible eaters.